The Hustle in the Shuffle

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Nearing the end of the month and running low on cash, I found myself in the precarious position of having to do a payday loan shuffle. As stated in a previous post, shuffling is what happens when you have more than one payday loan and you’re forced to shuffle all over town to pay them all.

Well, recently I went to my favorite store to renew my loan and found out that after going there for a couple years that they had changed the rules on me while trying to pretend that the rules had always been in place. If you’ve ever shuffled before then you know that shufflers don’t like change.

Keep in mind that loan amounts vary from state to state and where I’m located this particular store allowed me to borrow up to $700 at a time on a monthly loan. From years of shuffling, I’ve learned that monthly loans are much better.

Having said that, this time when I went to take out my latest loan, the store manager informed me that I was now only eligible to borrow $350 a month based on my income.

I then informed her that I started out at $300 a month and had worked up to $700 by “building trust” over time. These were the rules that her employees had been following for at least the 2 years that I’d been going there.

Not only did the manager lie about not knowing that her employees conducted business this way, but she herself had also given me loans based on this very same principle.

Furthermore, if this activity was going on for years on her watch without her knowledge, then that makes her the worst kind of manager!

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