What Is The Worse Credit Score Possible?

()

The absolute worse credit score you can have in the current credit scoring system is 300. My personal record low was 430 and that was mostly due to a very high credit utilization that at the time hovered above 95%.

There was a time when my credit reports were riddled with collections and charge offs because I just didn’t care, as I’m sure that there are thousands of people who feel the way, but I can promise you that there will come a day of reckoning.

You will eventually grow tired of being denied a place to live or buying a car without the need for a co-signer. Not to mention the embarrassment that comes along with those denials if someone happens to be with you when you apply.

I’ve been in those situations and plenty more, and let me tell you that it was not a good feeling and I wanted to be anywhere other than where I was at the exact moment when I was notified that I was denied yet again.

Credit rebuilding is like working out. You must maintain a certain level of commitment and discipline over an extended period of time in order to see a noticeable improvement. Your credit won’t improve by just thinking about it. You must actually put in the work in order to see the full results.

Join the fight to stop bill collector harassment…Please “SHARE” this page!!!

How useful was this post?

Click on a star to rate it!

Average rating / 5. Vote count:

No votes so far! Be the first to rate this post.

As you found this post useful...

Follow us on social media!

We are sorry that this post was not useful for you!

Let us improve this post!

Tell us how we can improve this post?

Share on Facebook
Facebook
0Share

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top