In a previous post entitled: Capital One Gave Me A Second Chance!, I spoke of how after defaulting on a previous Capital One credit card account, that 6 years later I reapplied for a new card and was approved. That was just three months ago.
Fast forward to today. On a whim, I decided to apply for the Capital One Quicksilver One credit card and was approved for the second time in just three months! To say I was shocked would be a gross understatement.
We’re talking about a person who just a few years ago could not get approved for anything other than a secured credit card. Now, with my newfound credit, I will continue to use it responsibly as Capital One is known for generously increasing your credit limit by $2000 after just 5 months of on-time payments!
If you’ve had trouble reestablishing credit in the past, I highly recommend applying for the Capital One Platinum Card first. After making three to five on-time payments above the minimum amount due, then you can confidently apply for the Quicksilver One card. By using your new credit wisely, you will soon be rewarded.
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