Credit Repair

Payday loans are the financial equivalent of a death trap! Before you know it, they’ve multiplied around town like jackrabbits! Multiple payday loans are a lot of work. By the time you get finished running around town paying them off and then borrowing again, you find yourself taking a lunch break between them because it […]

Fiverr is not your standard website. They are very unique. Although Bill Collectors Hate Me typically focuses on issues related to credit, debt, and collections, we would be remiss if we did not share with you the money saving benefits of Fiverr! At Fiverr you can request almost any service you could possibly dream of for

Over the years we’ve all heard about the 7-year rule as it relates to credit reporting. Basically, the rule states that any and all accurate information must remain on your credit reports for 7 full years. Now, the question is: Is this statement true? Well, the answer is both yes and no. Let me explain…

You might want to think twice about accepting a friend request from people you don’t know.  Unscrupulous bill collectors have gotten sneaky and have started sending out friend requests on Facebook, only to harass you about debt.  Just don’t expect them to be as obvious as the person in the image to the right. Normally,

Do you find yourself cringing whenever the phone rings, thinking that it might be another bill collector so you let all your calls go straight to voicemail? You’re not alone. The reality is that in the current economy there are more people with bad credit than good. It’s nothing to be ashamed of. People lose

Credit Karma offers one of the few truly free credit monitoring services in America. Their services are limited to free credit scores and monitoring from TransUnion and Equifax only. If you want credit information from Experian, you’ll have to reach out to them directly or order triple credit bureau monitoring from another company but this option

How many times have you been low on gas and low on cash with payday a week away? You need gas to get to work but you still have to eat…What do you do? What if I told you that you could fill up with a full tank of gas and it would only cost

If you did a Google search for free credit scores, your search would net a ton of results. Sure, the offers may sound great but just be aware that “some” of them will ask for your credit card information. The reports are free, but in order to get them, you’re required to sign up for

800notes.com is a free reverse number lookup database that’s used for identifying unknown bill collectors that call and harass at all hours of the day and night. Simply input the phone number into the search box and click on “search” and the database will reveal the caller about 90% of the time. Alternatively, you can

Although this blog was created to assist people with bill collector harassment, ideally the main goal is to stop harassment AND repair your credit at the same time. First I’d like to address a couple of credit repair myths.  Credit bureaus will tell you that credit repair companies are a waste of money and can’t do