Credit Karma offers one of the few truly free credit monitoring services in America. Their services are limited to free credit scores and monitoring from TransUnion and Equifax only. If you want credit information from Experian, you’ll have to reach out to them directly or order triple credit bureau monitoring from another company but this option will likely cost you a fee.
My personal experience with Credit Karma has been mostly positive. They notify me instantly of both positive and negative changes to my credit scores. The site offers great tips and suggestions on things you can do to improve your credit status. Credit Karma lets you know at a glance what areas of your credit profile need improvement.
I found the information at Credit Karma to be very useful. The only negative would be that they provide credit data for only two of the three major credit bureaus. For a free site and the amount of useful information that’s available to you, I’d give Credit Karma an overall grade of “B+” and that’s saying something!
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