How many times have you been low on gas and low on cash with payday a week away? You need gas to get to work but you still have to eat…What do you do? What if I told you that you could fill up with a full tank of gas and it would only cost you $1 upfront? Would you be interested in this little known secret? Of course, you would!
Let’s say your gas tank is on fumes and you have $25 to your name on your debit card with a week to go until payday. You still need cash for the week but you don’t want to borrow money from a friend or family member because you like to stay independent. Here’s what you do. Draw $20 out of the ATM for lunch or whatever. Next, you go to a gas station with just a couple bucks available on your debit card after any fees associated with the $20 withdrawal.
Now you simply swipe your debit card at the pump but choose “CREDIT” instead of debit, and you can now fill your gas tank with as little as $1 available on your debit card. Now, obviously, you’re going to have to pay for this gas on your next direct deposit along with an overdraft fee from your bank so make sure you’re on empty when you do this and be sure to max pump since you will be charged the full overdraft fee whether you get a half a tank or fill it up.
I won’t get into the dynamics of why this works…I’m just telling you that it does. When it’s all said and done you get a full tank of gas for as little as $1 upfront and the only downside is that you’ll have to pay your bank’s overdraft fee. It’s basically a fancy cash advance.
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