Share the love That would depend on just how low your score is currently because it is much easier to make a larger jump from a really low score to a higher score than if you were trying to increase a score that is relatively high already. Less than six months ago one of my credit …
Share the love I research credit virtually non stop so I am well equipped to answer this question. Without a doubt, the two best cash back cards that you can own and “should” qualify for with about a 650 FICO credit score would be the Discover IT Cash and the Citibank Double Cash rewards cards. I …
Share the love I am one of those people who obsesses over credit. The reason is that I have struggled with credit in the past and also because I have an obsessive type personality. Once I set my mind on something I cannot let it go until I have reached the goal. In this case, my …
Share the love There certainly are and I used to be one of them. Believe it or not, the primary reason why I started to care about my credit and repair it is that someone told me that I couldn’t. Yep. It just came down to a simple case of I’m going to do it just …
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Share the love I am amazed that so many people are still asking this question but I guess you don’t know what you don’t know, as the saying goes. First, you’ll need to create a free account with Credit Karma as well as Experian. Now you will go into each account and dispute every negative item …
Share the love I purchased a plane ticket using a company called Affirm that allowed me to buy the ticket upfront and make equal monthly payments until the flight was paid for. I went on a one week vacation across the country and my first payment wasn’t due until a month after I returned from my …
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Share the love I have struggled with credit for most of my life before finally turning things around and I have never owned more than one secured credit card at a time. My reasoning was that when my credit does finally turn around, I didn’t want to be stuck with a bunch fo secured credit cards. …
Share the love There are numerous credit cards available for people with bad credit. The problem is that most people aren’t able to identify them. My extensive research into credit cards has given me great insight as to which cards have the best approval rates for people with bad credit. You see, credit cards come in …
Share the love Not very long ago, after a series of financial mismanagements, I quickly found myself caught in a web of payday loans that I so lovingly refer to as “Shuffles”. I call them shuffles because you have to shuffle all over town paying off and borrowing again. To call this task tedious would be …
Share the love In “The Blueprint”, I spoke about the Prism Money Management app and how valuable it was in helping you to pay your bills on time each month. What I didn’t mention is how useful it is for helping to raise your credit scores. Knowing your creditor’s statement closing dates is vital to reaching …
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