The Dave Cash Advance App

I am a long way removed from the traditional payday loan system but I do from time to time use a mobile app called Dave that allows you to take out small cash advances of either $25, $50, or $75 until your next payday.

One reason why the Dave app is different from a standard payday loan is that you can borrow money without paying a single dime in interest. You pay back exactly what you borrow and not a penny more. They do offer the ability to leave a tip to show your gratitude but it is not required.

Dave is very simple to use. Once you have initially set up the account and connected your bank, you can generally have your money in your bank account in one to two business days without having to pay the optional fee for fast delivery.

In order to qualify for a cash advance, you only need to be 11 days or less from your next payday. The Dave app also has a checking account that you can opt into that will give you access to up to a $100 advance but at the time of this writing, it is not yet available.

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