Capital One Credit Card Offers

About 7 months ago I spoke with a friend of mine who received a Capital One credit card offer in the mail and since he knew that credit and finance was my expertise, he asked me if he should accept the pre-approved offer with a $300 credit limit.

Having had a Capital One card in the past, I was very suspicious and cautious in recommending that he takes them up on their offer but in the end, I relented and told him that although the interest rate was a bit high, it seemed like a fairly good deal as far as poor credit card offers are concerned.

Well, to make a long story short, he ended up accepting the offer and for seven months straight he paid the entire balance in full and never paid a cent of interest. Today, my friend informed me that Capital One had raised his credit limit from $300 to $2300! 

Update: Less than 6 months later, my friends credit limit is now up to $8,000! Now that’s what I call a great return on investment!

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